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Posted Saturday, July 28, 2012

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Pittsboro - On Saturday, power-washers removed the dirt from the exterior of the building that will house the new Pittsboro Roadhouse & General Store. Indoors, managers conducted open interviews to hire wait and kitchen staff for the restaurant at 39 West Street. Greg Lewis, the restaurant's owner and operator, was looking to fill 30 available spots.

If the restaurant gets all of the required approvals and inspections, they?ll open for dinner on Friday, August 17 at 5 p.m. Table service will take place on Saturday, August 18 from 11 a.m. to 11 p.m.

The lunch menu will feature items that cost $6 and up. Dinner entrees will be run from $10 and up.

The interior is being redone and will be different. There are new walls, new floors, new colors, new lights, new server stations, new tables and chairs.

Lewis is a Pittsboro resident who?s also the chef and owner of the Cary-based Catering By Design. He bought the former General Store Caf? because he wanted to see the business back up and running again.

Lewis began working in restaurants at the age of fourteen, beginning as a busboy and progressing to restaurant manager by the end of high school. Greg has an associate degree in Culinary Art from the Culinary Institute of America in Hyde Park, New York. His career spans more than thirty years of culinary creation and management, including over eight years as Executive Chef with establishments such as the Hotel Hershey in Hershey, Pennsylvania. After the hotel, he helped to open a popular upscale restaurant in the Hershey area, establishing an award-winning menu. From there, Chef Lewis went on to work as the Executive Chef for central Pennsylvania's largest caterer.

The back part of the restaurant will be similar to what it was, with a lounge and couches for people to sit and hang out. Live bands will play every Thursday, Friday and Saturday night. The new owners are putting in a new sound system and sound panels to improve the sound in the rear room.

Previous owners undertook the rear expansion in 2006, just before the economic downturn. The store had closed earlier this year when the former operators said they could no longer sustain the business under a debt they?d taken on for the expansion. Lewis bought the business out of bankruptcy for $10,000, and settled leases on some of the kitchen, music and computer equipment.

The former Chevrolet dealership, converted in the late ?70s to a market, restaurant and music venue, was in a state of disarray after months of disuse.

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Source: http://www.chathamjournal.com/weekly/business/localbusiness/pittsboro-roadhouse-does-job-interviews-120729.shtml

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Do I need workers compensation insurance in OH?Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.

Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved.

Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOP's) are sold as package policies, they don't include coverage for workers' injuries.

In Ohio all Workers compensation insurance is written by the state of Ohio and would check with the state to find out if you need coverage for your own business.

Posted Tuesday, July 31 2012 3:41 PM
Tags : Ohio Workers Comp

Source: http://www.columbusinsurancemarket.com/blog/do_i_need_workers_compensation_insurance_ohio.aspx

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Your daily look at late-breaking news, upcoming events and the stories that will be talked about today (times EDT):

1. COLORADO SHOOTING SUSPECT FACES ARRAIGNMENT

James Holmes, who's accused of killing 12 people in a suburban Denver movie theater, faces formal charges at 11:30 a.m., and legal analysts expect the case to be dominated by arguments over his sanity.

2. WHERE THE GOP PRESIDENTIAL CANDIDATE IS TODAY

After courting Jewish donors in Jerusalem, Romney heads to Poland to meet with past and present officials. He'll also visit the site where the first shots were fired in World War II ? Westerplatte Memorial ? at 11:50 a.m.

3. U.S. AUDIT FINDS IRAQI POLICE TRAINING FAILED

Auditors conclude that more than $200 million was wasted on a program that Baghdad says was neither needed nor wanted.

4. HEY YOU! WATCH WHERE YOU'RE GOING

AP's Joan Lowy reports that injuries to smartphone-distracted walkers have more than quadrupled in the past seven years.

5. DEMOCRATIC CONVENTION GETS MARQUEE INVITE

Sources tell the AP's Julie Pace and Ken Thomas that Bill Clinton will make a prime-time speech in Charlotte, N.C., on Sept. 5, the night before Obama formally accepts the party nomination.

6. BLACKOUT IN INDIA AFFECTS TRANSIT, HOSPITALS

The electricity grid across northern India crashes, leaving 370 million people without power in one of the worst outages in more than a decade.

7. APPLE, SAMSUNG BEGIN LITIGATION

The two tech titans will square off in federal court beginning today in a closely watched trial over control of the U.S. smartphone and computer tablet markets.

8. BIRTHPLACE OF ARAB SPRING AT CROSSROADS

In Tunisia, the increasing boldness of ultraconservative Muslims known loosely as Salafis, want to turn this North African country of 10 million into a strict Islamic state.

9. CURTAIN DROPS ON HOLLYWOOD-THEMED STORE

Movie Star News amassed a staggering amount of film stills, posters and negatives over the past 73 years ? including 1,500 prints of pin-up Bettie Page. But now its entire inventory has been sold to a Las Vegas collectibles company.

10. GYMANSTICS IN EARLY SPOTLIGHT AT LONDON GAMES

The U.S. men's gymnastics team, led by Danell Leyva, hits the mat at 9:30 a.m. looking to win its first team gold since 1984.

Source: http://news.yahoo.com/10-things-know-monday-104352258.html

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Handful of situations are far more exasperating than attempting to get an effective night?s relax when an individual is heavy snoring loudly only ? out of your ears. Luckily, there are numerous things which can be done to quit heavy snoring. Keep reading for some helpful details that you can use to stop snoring?your own personal or even your partner?s.

If snoring is an issue for you, consider getting rid of that last cup of wines just before bed. Alcohol consumption is a very common cause of loud snoring. Consuming prior to your bed can force you to sleeping much more seriously, and heavy snoring is a common end result. By pass that very last drink for any a lot more peaceful sleep at night.

If the area you sleep in is too dried up, it might be wise to buy a warm air humidifier. As soon as the atmosphere is simply too free of moisture, blockage can take place within your neck and nose, and will even make them swell. The congestion and puffiness ensure it is more difficult to inhale and results in one to snore loudly. A warm air humidifier can eliminate this issue.

In case you are postponing stop smoking due to issues about excess weight, never ever worry. Understand that it will consider approximately seventy-five pounds of excess weight into the future close to the health hazards associated with typical tobacco use. Should you be worried about putting on weight, think about exchanging your cigarette habit using a health and fitness center membership, alternatively.

An anti-heavy snoring mouth defend may help you rest far better in case you are troubled by loud snoring. A health care provider or dental practitioner can provide you with a perfectly appropriate mouth bit that will maintain your the teeth jointly, and thus preventing the muscle tissues in your mouth from relaxing a lot of, which happens to be probably leading to your snoring.

In the event you often discover youself to be snoring loudly during the night, prevent alcohol consumption. Alcohol can hold back the central nervous system, therefore leading to all of the muscle groups in your throat to fall under a calm condition. Your jaw muscle tissues will loosen up as well, increasing any heavy snoring issues. Only ingest without excess, if whatsoever, and you will definitely prevent this issue.

If snoring is really a frequent nightly combat to suit your needs, you may want to take into account buying a humidifier to include moisture into the oxygen and alleviate the dry skin in your neck, making it easier to breathe. A basic technique is usually to just operate very hot water and carry your face within the faucet to suck in the water vapor, briefly prior to going to rest. This will open your air passages and in addition, hydrate your throat and nasal tooth decay.

Use nose strips to assist you sleeping. Nose pieces increase the nostrils to aid air movement, which decreases heavy snoring. This will permit not just you to definitely sleep at night effectively, but you also won?t be troubling your loved ones when you slumber. Obtain brand-title nose strips in your nearby grocery store and implement them before heading to bed.

As previously stated, snoring is actually a deafening and noisy situation that a great many people need to handle. Loud snoring might not simply be a sound although, it could let you know some thing concerning your wellness. Using the over ideas to get the causes and ways to deal with snoring loudly could help everybody rest slightly much better.

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Source: http://houseofliteracy.com/?p=198561

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(Science Daily) Men diagnosed with prostate cancer are less likely to die from the disease than from largely preventable conditions such as heart disease, according to a new study from Harvard School of Public Health (HSPH). It is the largest study to date that looks at causes of death among men with prostate cancer, and suggests that encouraging healthy lifestyle changes should play an important role in prostate cancer management.

"Our results are relevant for several million men living with prostate cancer in the United States," said first author Mara Epstein, a postdoctoral researcher at HSPH. "We hope this study will encourage physicians to use a prostate cancer diagnosis as a teachable moment to encourage a healthier lifestyle, which could improve the overall health of men with prostate cancer, increasing both the duration and quality of their life."

[Click the title, above, to post a comment.]

Source: http://www.manyyearsyoung.com/2012/07/men-with-prostate-cancer-more-likely-to.html

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This article has been viewed 26 times.

Let us accept the facts, nowadays many people are hooked with Facebook, no matter what age. Kids, teens, youths, adults, even older folks too use it.

The type of Facebook is quite different from other traditional social network sites. Facebook allows business owners to make their business page and advertise generally there.

But the basic question is ? why are men and women looking for more and more Facebook ?Likes? as well as fans for their websites? The solution for this is that the number of Facebook represents the popularity of the product/service as well as the company too.

It is sad however true, that lots of people are stuck in Facebook for the whole day. Not only that, there are several companies supplying hiring people to maintain his or her Facebook profile, and their specialists continuously promote their products along with services, as well as developing games and programs for their Facebook pages.

Nonetheless, the entire thing will be worthless unless your organization page have visitors. As a startup company in Facebook, it is very difficult to gather targeted visitors. For that reason is that web development and social media management organizations offer their services. Some examples of those companies are: Buy facebook Fans, purchase guaranteed Facebook, get fans, improve Facebook page pans, need more Facebook fans, get guaranteed fans, and others.

Increase the Popularity of Your company

By buying Facebook, you attract more visitors to your business webpages. More visitors increase your website/Facebook internet pages popularity. So, if you are serious about your business, you should considering buying fans to increase your own popularity and get more clients.

Monetising ?Likes?

Millions of people utilize internet for educational purposes. If your site falls into the ?information? category, you can generate some revenue from a Facebook ?likes?. Your Facebook ?likes? bring just fresh and targeted visitors towards your website. If you work with PPC (Pay per Click) advertising and marketing or contextual advertising inside your website, your Facebook ?likes? provide you with an excellent opportunity to create more revenue.

Regarding People into Your Company

If you have an online retailer and you intend to market product on internet, it is essential for you to know your clients feedback to improve your merchandise and quality program. To do so, you need the customers? involvement. Nowadays forums and weblogs are not enough to gather all your customers suggestions, but you can use a new Facebook fan page to get owner?s experience and more prospective customers based on your good feedback.

For more information about Buy facebook Likes visit our website.

Source: http://www.article-i.com/computers/accessories/buy-facebook-fans-and-improve-your-business-sales/

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Source: http://www.pressreleaseinternational.com/2012/07/28/relationship-coach-dylan-thrasher-blasts-traditional-marriage-therapy/

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Australian currency (ThinkStock)

One man probably has learned a costly lesson about where he hides his cash.

The unidentified man from Sydney, Australia, sold his car last weekend. The $15,000 (approximately $15,652 in U.S. dollars) in proceeds was earmarked for his mortgage payment and other bills, according to Australian media. Opting not to squirrel away the loot in a mattress or bury it in his backyard, he decided to hide it his oven, which rarely gets used.

Bad move: Turns out, his wife decided to use the oven that day, preheating it for chicken nuggets and, yes, cooked the cash.

"It was everything I had," he told the news station. "I've got nothing to my name. That money was supposed to go towards my mortgage."

His wife was equally distraught and, reportedly, could not stop crying when telling her husband after she discovered what happened: The cash was baked into a colorful burnt mess.

The man reached out to his lender and the Reserve Bank of Australia for help.

The Reserve Bank advises people to take damaged currency to a bank. According to the Reserve Bank policy, "if several pieces of the same banknote are presented, the Reserve Bank's policy is for each piece to be worth a share of the value in proportion to its size... The combined value paid should be the face value of the original banknote."

Source: http://news.yahoo.com/blogs/sideshow/man-hides-cash-over-cash-gets-baked-accident-122700396.html

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CARLSBAD, California ? Hortencia Perez, 29, of Encinitas died Thursday night shortly after she was struck by a Toyota 4 Runner while exiting her car on the shoulder of Rancho Santa Fe Road near Calle Barcelona, according to a San Diego County Medical Examiner report.

According to the report, Perez was driving her Honda Civic sedan with a passenger and had become distraught over the death of her father earlier this month. The friend told police that she pulled the car over just after 10 p.m., but unknowingly stopped the car between the bicycle lane and traffic lanes. When she exited the car she was struck down by a passing motorist in the Toyota who slammed into the back of her vehicle and also struck her, the report said.

Paramedics responding to the scene of the crash transported the injured woman to Scripps Memorial Hospital in La Jolla where she died of her injuries at 11:22 p.m., the report said.

?Carlsbad Police Department is investigating the traffic incident,? the report said.

?There truly are no words that can lift the burden of grief and sorrow this young lady?s family are experiencing right now,? Attorney West Seegmiller said.? ?My thoughts and prayers are with both her family and friends.?

This news article was sponsored by the legal experts at Seegmiller Law Firm. Our law firm has been an advocate for injured clients for more than 30 years in Southern California.? We have also been advocates for families of victims killed in crashes due to negligent or distracted drivers. ?Never mistake an insurance adjuster as an advocate for a victim because their job is to minimize your claim and save the company money.

There is no cost to speak to our experienced legal professionals about your accident until we have won your case. Finding the best car accident attorney can mean you will get the settlement you need to get your life back on track and support your family in a time of need.

The Seegmiller Law Firm has offices in California including its headquarters in Irvine. We also have offices outside of Orange County to serve you in Los Angeles, San Bernardino, San Diego, Riverside and in Las Vegas, Nevada.

Source: http://www.theseegmillerlawfirm.com/blog/hortencia-perez-29-encinitas-killed-carlsbad-crash?utm_source=rss&utm_medium=rss&utm_campaign=hortencia-perez-29-encinitas-killed-carlsbad-crash

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It would be nice if all employees came to work on time, performed efficiently and pleasantly, and were thankful for their paychecks. But em??ployers know that employees sometimes fall far short of your hopes, in ways that require you to act.

Before you discipline an employee, ask a few key questions to ensure you?re acting appropriately: Does the punishment fit the crime? Have you already discussed the problem with the employee? Are the facts clear, or is there room for disagreement about what happened? Is the punishment you are considering consistent with what you have done in the past?

It?s all about fairness. After all, most workplace lawsuits stem from employees? perceptions that they got a raw deal.

How to document discipline

How you document a discipline issue can cause problems if an employee files a lawsuit. To protect your organization, follow these guidelines:

Be consistent. Check to see how similar problems have been documented in the past.

Be specific. Example of poor documentation: ?Employee was late three times in the past month.? Better: ?Employee was 30 minutes late on Feb. 5; reason given: traffic. Employee was 45 minutes late on Feb. 9; reason given: overslept. Employee was an hour late on Feb. 23; reason given: car problems.?

Write in a clear, factual manner. Note the policy or procedure that the employee has violated. Date the document.

Avoid emotional content, including personal impressions (?I think ??), labels (?He?s a whiner ??), adjectives (?very unproductive ??) and drawing conclusions about the reasons for the employee?s behavior.

State the consequences if the be??havior continues. Example: ?If the employee is tardy again this month, he will be fired.?

Ask the employee to sign and date the document if it?s going into his or her personnel file. If the employee refuses to sign, note that on the document.

Let employees respond in writing and put the response in their files.

What should you document?

Excessive tardiness, unexcused absences.
Incompetent job performance. Cite attempts you make to help the employee improve.
Failure to comply with policy or with established safety procedures.
Physical violence, verbal threats.
Complaints of sexual harassment or discrimination. Include details of your follow-up investigation.
Proven instances of on-the-job drunkenness or drug use.
Positive performance. Ironically, failing to document a positive performance can strengthen an employee?s claims of discrimination. A file of all-bad comments may look like a setup.

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We believe great content should be read and passed around. After all, knowledge IS power. And good business can become great with the right information at their fingertips. If you'd like to share any of the insightful articles on BusinessManagementDaily.com, you may republish or syndicate it without charge.

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Previous Post: The Beneficial Aspects Of Personal Development &nbsp Next Post: Try out These Strategies To Boost Your Self Improvement

Setting objectives for fulfillment and self-help can be challenging. Although the road to a much better you is often paved with issues and hurdles, you may total your journey, together with the appropriate information on your side. This short article uncovers numerous sure-fire ways to boost your self worth and be a more joyful, more effective person.

Attempt to enroll in a sports activity or other action. By learning something new and turning into great at it, you may feel good about your self. Make absolutely certain to not be a part of a lot of pursuits. As great as it may truly feel to be retaining occupied, you could also put on your system down from undertaking too much.

An incredible self help hint is usually to have a journal of your thoughts and feelings every day. Retaining a journal like this can be a great way to communicate on your own. It?s not a good idea to carry things inside and retaining an easy log can be quite a fantastic wall plug.

Summon the self-discipline to take a moment off and only get pleasure from daily life more often. Getting a bust every now and then is fine. Every day life is a great gift to be liked - it?s not all the about operate and materials stuff. In the event you guide a busy daily life, it is essential to know when to slow. A little time for relaxation and relaxation gives your body and mind serious amounts of charge.

Environment a daily time to work through or go sprinting can be very effective in maintaining your effectively-getting. Physical exercise emits endorphins, and they endorphins get you to happy and get ready you to get a good day. We all need to workout, and that can be a time to consider and determine certain items and pray.

Embrace change. The entire world around you is consistently altering, and until you change by using it, you will be left behind. Find out about new tendencies and try and accept them. You will certainly be a more content, a lot more personal-accomplished individual if you can to modify around the globe around you.

When you have a perspective that you want to achieve, don?t get burnout as you go along. Don?t overwork yourself or your employees seeking so hard to attain it. As with everything else, you need to consider normal breaks to chill, unwind, and recharge. If you get burned up out, your sight may well not get done or can even cease to really exist.

As mentioned previously within the article, personal development is sort of a subjective concept that seems fuzzy to many. Even so, in the following paragraphs you study some quite cement and particular types of methods you can use to much better your self. Follow them, and you can discover achievement in daily life by simply following your ambitions and desired goals.

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New York City Mayor Michael Bloomberg doubled down on his call for stronger gun regulation in the aftermath of the tragedy in Aurora, Colorado, telling MSNBC Monday morning that both presidential candidates must explain how they will address gun violence.

?How anybody can run for the highest office in the country where 48,000 people are going to get killed in the next four years and not have a plan. Maybe they do, maybe they have a secret plan to end the war,? Bloomberg said and called for strengthening existing laws and closing loopholes:

JOHN HEILEMANN (NEW YORK MAGAZINE): If you could by fiat have one thing that the federal government could do in terms of central regulation and restriction, what would it be, if you could only do one or two things, what would it be?

BLOOMBERG: Plug the one or two loopholes in the laws they already passed and then fund the enforcement of it. We haven?t had the head of alcohol, tobacco and firearms because the president can?t get anybody through Congress. We don?t have any monies to go and enforce the laws. The states aren?t putting data into the database. There?s a gun show loophole where we require everybody to have a background check but not for casual purposes.

Watch it:

Both Mitt Romney and President Obama have thus far shied away from calling for greater gun regulation. Romney, who signed an assault weapons ban as Massachusetts governor in 2004, claimed in 2008 that he would have signed a federal extension of the ban, but would not support new legislative restrictions

President Obama has also backed extending the federal assault ban, but actually decreased gun controls during his administration. Obama signed a law ?allowing people to carry concealed weapons in the Grand Canyon, Yellowstone and other national parks and wildlife refuges and another that lets people carry guns in their checked bags on Amtrak trains.?

Following the tragedy, ?White House press secretary Jay Carney told reporters aboard Air Force One on Sunday that the Obama administration has no plans to push new gun control measures.?

But as Bloomberg put it, ?people say you shouldn?t address it now because we?re in a time of crisis and mourning. Well, 18 months since Arizona and we did nothing ? if not now, when are you going to do this??

Source: http://thinkprogress.org/politics/2012/07/23/564681/mayor-bloomberg-what-will-obama-and-romney-do-about-the-48000-people-who-will-be-killed-by-guns/

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Do you need a travel insurance for your next trip? Wait before you begin to plan your holiday in Macau take five minutes to find information on the customs of this country

In Macau petty street crime, including pick-pocketing, occasionally occurs in tourist areas, including in and around casinos and at the airport. You should protect your personal belongings and travel documents at all times.

With all that in mind take the appropriate time to choose your travel insurance with care.

Source: http://www.insurance-travel.com/advices/traveling-safe-macau-learn-about-where-going/?utm_source=rss&utm_medium=rss&utm_campaign=traveling-safe-macau-learn-about-where-going

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Fact: a customer?s impression of a customer service representative, the company, and his or her overall customer experience is influenced almost entirely by what is said and, even more so, by how it is said during an interaction. When serving customers in a call center, this fact is especially important as the nuances of communication in face-to-face encounters do not apply. Customer service representatives must have good vocal skills to control the tone, inflection, pitch, rate, and volume of their voice to maintain a professional and friendly customer experience. When it comes to customer service ? the small stuff does matter!

5 Important Vocal Skills to Maximize the Customer Experience

Tone. Tone is the most important vocal skill to master. Tone is the vocal quality that reveals how you are feeling in general and how you feel towards the person with whom you are conversing. Tone expresses emotion ? and it is integral to keep vocal tone positive ? even in trying circumstances.
Inflection. Inflection refers to the way words and syllables are emphasized to convey different meanings. Adding extra emphasis stresses importance and can aid in clear communication.
Pitch. Pitch refers to how high or deep a voice sounds. Low pitched voices are generally more calming than high pitched voices. Being able to control vocal pitch and assert a calm and confident voice can assist in diffusing an angry caller.
Rate. Rate refers to the speed of speech. A golden rule is to speak at a rate that is comfortable for the caller. The easiest way to do this is to mirror the speech rate of the caller. Being able to speed up or slow down speech to tailor service delivery to each individual customer helps build rapport and a more positive customer experience.
Volume. Volume refers to how loud or how soft a voice is and is the easiest for most people to control. Speaking at a moderate volume is a good place to start, but listen for clues as to whether a louder or softer voice is needed to assist in customer understanding.

Vocal skill training is an important element of a successful customer service training program. Contrary to the popular saying, it is the small stuff that matters and best practice to focus ? and sometimes sweat ? on the small stuff.

Source: http://www.business2community.com/customer-experience/customer-service-training-its-time-to-sweat-the-small-stuff-0226587
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Make your content comprehensible and focused on your content. Your main goal should be to teach the viewer about your product in a timely manner. Be sure not to be redundant in your descriptions or include irrelevant information that does not provide any value.

To do well at Internet marketing, a marketer has to do research and attack the situation with dedication. Choose someone who knows Internet marketing backwards and forwards to teach you the ropes. Many people who are well versed in internet marketing provide free services or services for a small fee. Stick to a system you pick for a period of time. Starting up is a gradual process, but focusing your attention will help you become accomplished.

Add links to your website everywhere you go on the web by putting it with your signature. Include it at the bottom of every message board or forum posting, for example. Make sure you link your website to your email. By doing this you will be passively promoting your website every time you communicate with someone online. Additionally, you will also be building quality backlinks to your website which can have a positive affect on your website?s SERP ranking. Create an enticing line that encourages readers to click and put it near the link.

Internet marketing should lead to further Internet marketing. While this may sound a little odd, you want a continuing cycle of customers who search, find your site, make a purchase, and then repeat the cycle.

Prepare your funds in case you need to buy a great domain name. It is extremely unlikely you?ll be able to register a domain name exactly matching your company name. If you have $1000 to $2000 to burn, you can likely find a domain that will work for you.

Acquiring fresh leads is the best way to get proactive about your sales. These leads instantly connect you to your target demographic. You get access to that customer the moment they request information about your products.

It is important to have a secure system for transactions. Open a Paypal or similar account that lets you have a secure transaction system for your website. Make sure that all of your customer?s personal and payment information is sent to your server in a secure, encrypted form.

Place keywords in your internal links. By giving visitors other links to previous posts, you can drive more traffic to your website. Internal links can not only keep your visitors? attention, but also make it easier for search engines to index your site.

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by starfish on July 21, 2012

Find ISLANDIA I CONDOMINIUM Waterfront Properties and ISLANDIA I CONDOMINIUM Waterfront Property Values. We also have information on mortgages, insurance, movers and other Waterfront Properties Services for anyone looking to sell or buy a home in beautiful Saint Lucie COUNTY Florida.

Paul Kitchen and Starfish Team provide clients, family and close friends with professional, honest and dependable service. A resident of Hutchinson Island, Paul is extremely familiar with the local neighborhoods including ISLANDIA I CONDOMINIUM, school districts and the Hutchinson Island Real Estate market in this beautiful Florida town.

Paul Kitchen
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Starfish Real Estate
8985 SE Bridge Road Hobe Sound, FL 33455
(772) 539-8380
(800) 793-7304 toll free
Waterfront Properties
Waterfront Properties Blog

Tagged as: ISLANDIA I CONDOMINIUM, Waterfront Properties

Source: http://www.treasurefront.com/blog/2012/07/21/hutchinson-island-real-estate-islandia-i-condominium-homes-for-sale-july-2012/

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Is your car your pride and joy? Do you regularly dedicate hours of your time to washing and detailing your beautiful vehicle? Have you secretly dreamed of hiring a photographer to take professional photographs of your most prized possession? Then this tutorial is for you! This installment of iMore's photography series is all about cars and how to get the most spectacular photos of your car with your iPhone's camera.

Choose a nice environment

Nothing will ruin a photo of a beautiful car more than an ugly environment. How can your viewers soak in the beautify of your car if it's surrounded by a distractions like messy garages, driveways, parking lots, or car dealerships. In every car magazine, the photos of car are showed off in locations that enhance the overall appearance of the car, not that distract from it. You should do the same. I'm not going to deny that this will probably be the hardest part about getting an awesome photo of your car, but it's so worth it.

I wasn't too thrilled with the location I chose to take photos of my car for this article, which is why I chose jammer148's photo for this section instead. (Thanks jammer148!)

Clean your car

The above photo is an example of the type of photo you do not want to show off. What's the first thing you notice? The pile of dust on my bumper? Yeah, me too. Any level of dirt on your car will stick out like a sore thumb, so make sure you give it a good washing before taking it out for photos. In my case, most of the dirt appeared on my car while getting to the location, so I recommend bringing some car wipes and touch-up cleaning supplies with you to take care of situations like this. You can't predict what will happen -- like getting stuck behind some jerk who sprays you with windshield-wiper fluid (I hate that!).

Now, there is one except to this rule -- vehicals that are meant to be dirty. For example, perhaps you take your truck four-wheeling in the mud. If that's you, then you want the opposite of clean. Go take your truck out on an adventure, then take photos. Just make sure you take the photos in the appropriate environment. A filthy truck in a driveway looks like a filthy truck in a driveway. A filthy truck out in the hills and a mud puddle looks bad ass.

Interesting angles

Your average person will take a photo of their car by stepping back until their vehicle fits in the frame, then snap the picture. Don't be average. Get creative with your angles. Get low. Get high. Add tilt. Step a little to the left. Aim not to take a snapshot of your car, but a portrait of your car. Little things like turning the wheels of your car will also add interest and dimension to the final photograph. I recommend taking a look at some car enthusiast websites and magazines for inspiration before taking your car out for its big photo shoot. You can even save examples you like in your Camera Roll to reference.

Get the details

Some of the most interesting aspects of a nice car is in the details, so make sure you get some photos focusing on them. Are you particularly proud of the specific model of car you have? Focus on that. How about those alloy wheels, fancy sport shifter and pedals, and detailed stitching in your leather? What about the engine? Get it all! Everyone knows what the outside of a corvette looks like, but not everyone has had the opportunity to sit in one and take in all the details -- show them what they're missing. And again, make sure those details are spotless; whip out the Q-tips if you have to!

Go wide

Most professional car photographers use wide angle lenses when photographing cars because it adds dimension and a creative look to their photographs. If you own an external wide-angle lens accessory for your iPhone, bring it along for your car's big photo shoot. If you don't, you can achieve a similar effect with panoramic photography apps like Autostitch.

$1.99 - Download Now

I used an olloclip to take the above photo.

HDR

HDR photography with cars is very popular and can result in an interesting look, so make sure you experiment with this idea! If it's a sunny day with lots of harsh shadows, I definitely recommend using the built in HDR feature in your iPhone's Camera app. This will help make skies bluer and bring out details that are in the dark. But if you're interested in getting creative with more drastic effects, head to the App Store and try out some apps specific for HDR photography. The above photo was taken by the winner of our car photography contest winner and he used the app HDR Fusion to achieve this look.

$0.99 - Download Now

Examples

We recently had a car photography photo contest and received a lot of great submissions, so make sure you take a look at the official car photography contest thread in the forums for inspiration.

Now go out and shoot!

Now that you're all prepared for taking the most spectacular photo of your car, put it to practice! And when you do, please share your results in the iMore photography forum. Above all -- have fun!

Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/ZC2XN8jkDq4/story01.htm

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Since time immemorial, man has been facing problems with pests. These include small animals or microbes. Pests can be found almost everywhere, irrespective of the geographic location. Hence, people across the globe face the problem of countering pests. The situation is almost the same, if not worse, in Temecula as well. This city in the United States of America faces severe pest problems due to Temecula ants, spiders, and other microbes. Hence, it is extremely necessary for the people of the city to get rid of these problems. There are many citizens who try to solve the problems themselves. However, it is always advisable to employ pest control Temecula to get rid of this problem. There are quite a few important reasons for this.

Less possibility of Illness

One of the main problems of pest control is that it involves the use of pesticides, which are nothing but poisons. Hence, it is extremely important to use the pesticides in the correct measures. Doing the work of pest control yourself can sometimes lead to excess usage of the pesticides. This can lead to illness in the house. Hence, it is better to depend on those who have experience in this field of pest control Temecula. In this regard, it would be important to choose professionals to carry forward with success. In fact, the professional Temecula exterminators can perform the task of freeing your home from pest even while using the minimum amount of pesticides. This will also help you decrease the chance of falling ill due to insect bite or other problems caused by pests. It can also help you lessen scratching or itching a great deal by utilizing proven procedures.

Save Money by Employing Exterminators

It might seem that by not employing the exterminator, you are saving money. However, the truth might be something else. There are several pests and bugs that are extremely hard to kill. Hence, it might require you to buy a lot of pesticides, and that too, a number of times. Hence, it can lead to a lot of expenses. On the other hand, there might be some cost involved in employing an exterminator in Temecula, yet it is likely to be a one-time expense. Hence, in reality, you might actually save a lot of money by stopping recurring expenses by means of employing professional exterminators in Temecula.

Get Complete Satisfaction by Employing Exterminators for Pest Control

Most of the times, pests cause severe damages to houses. Employing professional exterminators in Temecula can be extremely useful in such cases. They are likely to save the house from damages that are caused by the pests. Moreover, they are going to provide you with the satisfaction of killing the pests to make your house clean once again.

To ensure effective pest control Temecula, visit pestcontrolintemecula.com. Get to know about expert exterminators for spiders Temecula and their pest control management services.

Keywords: Temecula Pest Control, Pest Control, Temecula Exterminators, Pest Control in Temecula

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I was having a chat with a friend the other day. We talked about family, work; parenting related and how times a passing very quickly. We even talk about our house a dream home to be exact.?Before getting married, I used to have a list of where would I live, what type of house should I stay. Now after getting married with three children me and hubby used to talk about something a little different when it comes to our dream home. We both love having beautiful tile floors and prefer carpet in certain room. We don?t intend to have a big, spacious hall as long as it pleasant and soothing to the eye that is good enough already. Townhouse is a no no for us as we dislike stairs though it gives lots of space.

How about you? What is your dream house? Are you a semi-detached, townhouse or a condo kind of buyer? Whatever your preference is, there are great and many resources available all over the web which can show you the positive and negative living in each of these living situations. If you are looking for some ideas, tips and flooring guide, you might want to visit a website I have come across recently. They sell different types, brand and style of flooring and carpet with five-star warranty.

The websites are easy to browse from price range, colour and materials. Besides that, you can even view ready made actual flooring done by them which help gives you inspiration on colours, furnishing and textile. You can also download and view the brochure on carpets, hard-surface products, installation, care & cleaning, or the Flooring difference. Prices are very reasonable since they are offering a clearance sale now with great bargain on most of the items. Find out more

GORGEOUS INSIDE! Nearly $ 50K in Upgrades! Beautiful teak hardwood floors throughout main level,every surface of this home has been updated, silestone counters, new SS appl, Farm front sink, wainscoting, designer paint (int/ext), light fixtures, front door, patio, landscaping,large private backyard Walking path to Oswego Lake Swim Park, ez access to I-5, HWY 217.

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The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS? of Portland, Oregon. All real estate listings are marked with the RMLS? logo, and detailed information about these properties includes the names of the listing brokers. Listing content is ? 2009 RMLS?, Portland, Oregon.

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Source: http://www.97034realestate.com/blog/379000-5365-lakeview-blvd-lake-oswego-or-97035-lake-oswego-homes-for-sale-lake-oswego-real-estate-97034-lake-oswego-real-estate-agent/

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WASHINGTON (AP) ? Risky lending caused private student loan debt to balloon in the past decade, leaving many Americans struggling to pay off loans that they can't afford, a government study says.

Private lenders gave out money without considering whether borrowers would repay, then bundled and resold the loans to investors to avoid losing money when students defaulted, according to the study, which is being released Friday.

Those practices are closely associated with subprime mortgage lending, which inflated the housing bubble and helped bring about the 2008 financial crisis.

"Subprime-style lending went to college, and now students are paying the price," said Education Secretary Arne Duncan, whose department produced the report with the Consumer Financial Protection Bureau.

Duncan said the government must do more to ensure that people who received private loans enjoy the same protections as those who borrow from the federal government.

Student loans fall into two main categories: Loans directly from the government and those offered by banks and other private financial companies. The report focused on private student loans, which spiked from $5 billion in loans originated in 2001 to more than $20 billion in 2008. After the financial crisis, as lending standards tightened, the market shrank to $6 billion in 2011.

American consumers still owe more than $150 billion in private student loan debt, the study said. Including federal loans, Americans now owe more than $1 trillion in student loan debt, according to the CFPB. It has surpassed credit card debt as the biggest source of unsecured debt for U.S. consumers.

Private student loans are riskier than federal loans, the study said. They often carry variable interest rates, which can cause monthly payments to rise unexpectedly. Federal loans offer fixed interest rates.

In many cases, if a borrower is unable to repay, federal loans can be postponed or reduced. Those options are rare for private loans, the study said.

Students often did not understand the difference between federal and private loans, the study said. That caused many to take out costly student loans when they were eligible for cheaper, safer government loans.

The study highlights a unique feature of student debt: Unlike other credit card balances and most other debt, it is nearly impossible to cancel student debt by filing for bankruptcy. That leaves many borrowers trapped, behind on loans that lenders are unwilling to modify, the study said. There are more than 850,000 private loans in default, worth more than $8.1 billion, it said.

"Too many student loan borrowers are struggling to pay off private student loans that they did not understand and cannot afford," said Richard Cordray, director of the Consumer Financial Protection Bureau. The CFPB was created in the wake of the financial crisis to protect people against unfair loans, unexpected fees and other financial threats.

Lending standards for private student loans were loose during the credit bubble of the mid-2000s, the report said. Because private lenders marketed directly to students, bypassing school financial aid officers, schools did not review borrowers' financial needs or enrollment status. As a result, many borrowed far more than they needed to pay for tuition. The loans went to people with increasingly weak credit scores, making repayment less likely, the study said.

The report is based on data from nine lenders on over more than 5 million loans made between 2005 and 2011, as well as data from five nonprofit lenders. It was required under a sweeping overhaul of financial rules passed by Congress in 2010.

It said that lenders have been more careful since the financial crisis reduced the amount of credit available. For example, in 2011, more than 90 percent of private student loans required a co-signer, compared with 67 percent in 2008.

___

Daniel Wagner can be reached at www.twitter.com/wagnerreports .

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-07-20-Private%20Student%20Loans/id-18bb2fad696e4fe3ba9317f4607ef467

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gatesrosita98 · ScienceDaily (July 18, 2012)

ScienceDaily (July 18, 2012) ? Astronomers have witnessed for the first time a spiral galaxy in the early universe, billions of years before many other spiral galaxies formed. In findings reported July 19 in the journal Nature, the astronomers said they discovered it while using the Hubble Space Telescope to take pictures of about 300 very distant galaxies in the early universe and to study their properties. This distant spiral galaxy is being observed as it existed roughly three billion years after the Big Bang, and light from this part of the universe has been traveling to Earth for about 10.7 billion years.

"As you go back in time to the early universe, galaxies look really strange, clumpy and irregular, not symmetric," said Alice Shapley, a UCLA associate professor of physics and astronomy, and co-author of the study. "The vast majority of old galaxies look like train wrecks. Our first thought was, why is this one so different, and so beautiful?"

Galaxies in today's universe divide into various types, including spiral galaxies like our own Milky Way, which are rotating disks of stars and gas in which new stars form, and elliptical galaxies, which include older, redder stars moving in random directions. The mix of galaxy structures in the early universe is quite different, with a much greater diversity and larger fraction of irregular galaxies, Shapley said.

"The fact that this galaxy exists is astounding," said David Law, lead author of the study and Dunlap Institute postdoctoral fellow at the University of Toronto's Dunlap Institute for Astronomy & Astrophysics. "Current wisdom holds that such 'grand-design' spiral galaxies simply didn't exist at such an early time in the history of the universe." A 'grand design' galaxy has prominent, well-formed spiral arms.

The galaxy, which goes by the not very glamorous name of BX442, is quite large compared with other galaxies from this early time in the universe; only about 30 of the galaxies that Law and Shapley analyzed are as massive as this galaxy.

To gain deeper insight into their unique image of BX442, Law and Shapley went to the W.M. Keck Observatory atop Hawaii's dormant Mauna Kea volcano and used a unique state-of-the-science instrument called the OSIRIS spectrograph, which was built by James Larkin, a UCLA professor of physics and astronomy. They studied spectra from some 3,600 locations in and around BX442, which provided valuable information that enabled them to determine that it actually is a rotating spiral galaxy -- and not, for example, two galaxies that happened to line up in the image.

"We first thought this could just be an illusion, and that perhaps we were being led astray by the picture," Shapley said. "What we found when we took the spectral image of this galaxy is that the spiral arms do belong to this galaxy. It wasn't an illusion. We were blown away." Law and Shapley also see some evidence of an enormous black hole at the center of the galaxy, which may play a role in the evolution of BX442.

Why does BX442 look like galaxies that are so common today but were so rare back then?

Law and Shapley think the answer may have to do with a companion dwarf galaxy, which the OSIRIS spectrograph reveals as a blob in the upper left portion of the image, and the gravitational interaction between them. Support for this idea is provided by a numerical simulation conducted by Charlotte Christensen, a postdoctoral scholar at the University of Arizona and a co-author of the research in Nature. Eventually the small galaxy is likely to merge into BX442, Shapley said.

"BX442 looks like a nearby galaxy, but in the early universe, galaxies were colliding together much more frequently," she said. "Gas was raining in from the intergalactic medium and feeding stars that were being formed at a much more rapid rate than they are today; black holes grew at a much more rapid rate as well. The universe today is boring compared to this early time."

Law, a former Hubble postdoctoral fellow at UCLA, and Shapley will continue to study BX442.

"We want to take pictures of this galaxy at other wavelengths," Shapley said. "That will tell us what type of stars are in every location in the galaxy. We want to map the mixture of stars and gas in BX442."

Shapley said that BX442 represents a link between early galaxies that are much more turbulent and the rotating spiral galaxies that we see around us. "Indeed, this galaxy may highlight the importance of merger interactions at any? cosmic epoch in creating grand design spiral structure," she said.

Studying BX442 is likely to help astronomers understand how spiral galaxies like the Milky Way form, Shapley said.

Co-authors are Charles Steidel, the Lee A. DuBridge Professor of Astronomy at the California Institute of Technology; Naveen Reddy, assistant professor of physics and astronomy at UC Riverside; and Dawn Erb, assistant professor of physics at the University of Wisconsin, Milwaukee.

Shapley's research is funded by the David and Lucile Packard Foundation.

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Story Source:

The above story is reprinted from materials provided by University of California - Los Angeles. The original article was written by Stuart Wolpert.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

Journal Reference:

David R. Law, Alice E. Shapley, Charles C. Steidel, Naveen A. Reddy, Charlotte R. Christensen, Dawn K. Erb. High velocity dispersion in a rare grand-design spiral galaxy at redshift z = 2.18. Nature, 2012; 487 (7407): 338 DOI: 10.1038/nature11256

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2012/07/120718131746.htm

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What this means is that you will have to come up with some completely new strategies to sell these products. However, even with the differences from organization to business, there are several primary portions that keep similar in those who make very good profits plus some are listed here. Spokes Pigeon Paid advertising and marketing applications including Search engines Advertisements will help you capitalize on revenue from internet affiliate marketing. If you buy advertisements relevant to your keywords, you can boost the level of possible buyers. Make sure you understand your open public when choosing affiliates. Along with increasing the level of your targeted traffic, it would inform your viewers you are aware of what their needs and wants are so you have a very good comprehension of the type of buyers they are. A great way to succeed as an affiliate marketer internet marketer is usually to benefit from an affiliate marketer system. These systems are essential for releasing website owners to very good marketers. Smart online marketers pick only trustworthy affiliate marketer networks to get items to advertise and adverts to exhibit on their own websites. Working through sites regarded as respected will in turn allow you to build up your standing. eben pagan Ensure you attract an excellent viewers for that items you promote with affiliate lovers. Less expensive products are easy to earn money based on greater amounts. You should be far more intense and centered when promoting more pricey products. One method to boost your internet affiliate marketing earnings is via an interesting and high-quality electronic mail newsletter. You should make individuals want this e mail, not stay away from it. Most online users do not like acquiring emails up to they used to once the web initial grew to become preferred. Now, folks aren?t as excited as they as soon as were actually and will do what ever it will take to safeguard their mailbox from spam if you can make your e-zine desirable, it will help a great deal. You possibly can make a good chunk of change in affiliate marketing online, but you should be along with your video game to acquire anyplace. You should have the target in mind that the website or blog get ranked maximum when Internet followers perform a look for content through search engines. Substantial ratings will make increased traffic, which will lead to you possessing much better affiliate marketer connections and improved revenue. Generating money making use of affiliate marketing could be carried out by making use of screenshots or video tutorials together with your reviews to create your product stick out. These critiques will attract much more customers in your merchandise line. Make your evaluations as specific as possible to boost your reader?s rely on. Take into account implementing a monitor picture from the a variety of merchandise you happen to be marketing together with evaluations by those who have utilized the products. Give prospective buyers every explanation to discover worth with your items. You are able to market your internet business greater by means of affiliate marketing. Generally, affiliate products produce more visitors than other advertising strategies, including banners and ads and contextual networks. The usability of the web site as well as the payment are the most crucial aspects of picking a affiliate. It is untrue to think that each and every affiliate programs is similar. The volume of flexibility may differ along with product or service variation. Adrian Morrison Try to engender have confidence in amongst your visitors. When readers are really surprised by the things you have assembled, they are more inclined to make use of the affiliate back links when they have to have the products or services you happen to be promoting. It really is morally completely wrong to benefit from the placement of pastries on the visitor?s browsers. You are going to turn out annoying your website visitor. It may also sever your keeping track of advancement as well as perhaps give consumers infections. Being successful in affiliate internet marketing signifies being transparent and truthful with all of your visitors. You should inform the truth to construct a client base. If you do not inform the reality in your clients they will likely visit other people or right to the affiliate marketer. As you can see from your suggestions earlier mentioned, it is actually easier and less costly than ever before to get into the affiliate internet marketing enterprise. Here are some ideas to keep your costs very low when making a wonderful affiliate marketing online plan.

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Source: http://appledaniels.com/make-the-most-of-your-affiliate-internet-marketing-ideas-and-recommendations

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